Cash advance lenders, a flexible way to fund your business
Not every business fits neatly into the traditional lending system. For companies with strong sales, cash advance lenders can provide a valuable alternative.
What is a cash advance?
A business cash advance is funding provided based on your future sales. Instead of the fixed repayments involved with a traditional business loan, you repay the advance through a small percentage of your daily or monthly card transactions. This means your repayments adjust naturally with your business income.
Benefits of funding with cash advance lenders
- Fast access to funds - Applications are simple, with money often available quickly
- Flexible repayments - Payments rise and fall in line with your sales
- No traditional collateral - Many lenders focus on your sales history rather than credit scores
- Supports seasonal businesses - Perfect for companies with fluctuating revenue
Industries that benefit most from cash advances
Cash advances are particularly well-suited to businesses that process frequent card payments and experience fluctuating sales. Some of the industries that often benefit include:
- Hospitality & restaurants - Cover staffing costs, purchase stock, or upgrade equipment
- Retail stores - Manage seasonal peaks, order inventory, and smooth out cash flow gaps
- E-commerce businesses - Invest in marketing campaigns or stock replenishment with repayments tied to online sales
- Health, beauty & asthetics - Support expansion, new equipment, or renovations
- Travel & leisure - Ideal for managing seasonal dips or funding promotional campaigns
If your business depends on steady card transactions, a cash advance can provide the flexibility and speed you need without the rigid repayment terms of traditional business loans.
When to consider a cash advance
- You process regular card transactions
- You need funding quickly but don’t want rigid repayment schedules
- You’ve found traditional loans hard to access
Why businesses choose Same Day Business Loans
At Same Day Business Loans, we work with trusted cash advance lenders to connect businesses with fast, flexible finance options. Whether you’re covering short-term expenses or investing in growth, a cash advance could be the right solution.
Could a cash advance give your business the boost it needs? Same Day Business Loans may be able to help! Have a look at how our process works and have a read of our FAQs.